Estimate the cost of site improvements to your land
Many new homeowners include the cost of site improvements in their
loan.
Estimates are developed for the cost of items like septic tank,
well or water hook-up fees, lot clearing, grading, etc. These
estimates are
then included as allowance items in your building agreement and
in your loan amount. Qualified landowners do not need a down
payment and if you
still owe money on your land, we can include the payoff amount
in the building agreement.
OR
We can help you even if you don't yet own land
We
can help customers who do not have land. You can choose from any
of our Subdivisions.
We can assist
you
in finding suitable land. Customers without land frequently
enter into a
building agreement by creating an allowance for land
in the agreement. For example, after Pre-Qualifying, a land allowance
of say $40,000.00
is included in the building agreement. Doing this allows
customers who do not yet have land to proceed with other elements
of
the process. This
also allows the customer to "fix" or hold the
price of the home they have selected while they shop
for land.
The length
of time
that the price of the home can be guaranteed varies from
area to area. Sometimes the entire cost of land can be
included in
your loan.
Whether
the entire cost of the land can be included in your loan
depends on many factors. Ultimately this will be determined
by a decision
made
by the
mortgage lender you choose to use. The cost of items
like septic tank, well or water hook-up fees, lot clearing,
grading
etc.
(for the lot
you have yet to locate), will be estimated and included
as allowance items
in your building agreement.
Select the floor plan that
best meets your needs
We offer many floor plans ranging from 1100 to over
3000 square feet of heated and air conditioned living
area.
Our plans
include one-story and
two-story homes in many different styles. Many of our
plans offer several different choices of front elevations.
With
all the plans,
sizes, styles
and combinations available, the choices seem nearly
unlimited and in most cases we can add decks, covered
porches, etc.
Choose the options, upgrades and changes
you would like to have
Our goal is to personalize whatever plan you select
to meet your personal taste and needs. We offer hundreds
of
options
and we
can make almost
any changes you can imagine to any plan you select.
Select
your colors .... siding, shingles, cabinets, floor covering, etc
Our showroom features color selection areas.
You can choose your siding color, shingle color, cabinet and
counter-top
colors right
at our showroom from a large selection of popular products and colors.
